Utkarsh Loan QR generator

 # Privacy Policy for Utkarsh Loan QR Generator

**Effective Date:** September 28, 2025

**Last Updated:** September 28, 2025

## Overview

Utkarsh Loan QR Generator ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how our mobile application handles information when you use our services.

## Information We Do NOT Collect

**We do not collect, store, or transmit any personal data.** Our app is designed with privacy in mind:

- ✅ **No Personal Information**: We do not collect names, email addresses, phone numbers, or any personal identifiers

- ✅ **No Financial Data**: We do not store or transmit any banking information, account numbers, or transaction details

- ✅ **No Location Data**: We do not access or collect your location information

- ✅ **No Device Information**: We do not collect device IDs, phone information, or hardware details

- ✅ **No Usage Analytics**: We do not track how you use the app or collect usage statistics

## How the App Works

### Local Processing Only

- All QR code generation happens **locally on your device**

- No internet connection is required for core functionality

- All data processing occurs within the app and is not transmitted anywhere

### Data Storage

- The app does not store any user-generated data

- QR codes are generated in real-time and not saved unless you explicitly choose to save them to your device

- No databases or cloud storage are used for user data

## Third-Party Services

### Google AdMob

- Our app displays advertisements through Google AdMob

- AdMob may collect anonymous usage data for ad personalization

- You can learn more about Google's privacy practices at: https://policies.google.com/privacy

- AdMob data collection is governed by Google's privacy policy, not ours

### Google Play Billing

- In-app purchases are processed securely through Google Play Billing

- We do not have access to your payment information

- Purchase verification is handled entirely by Google Play Services

- Billing data is governed by Google's privacy policy

## Permissions

Our app requests minimal permissions:

- **Internet Access**: Only used for displaying ads and processing in-app purchases

- **Network State**: Used to check connectivity for ad loading

- **Billing Permission**: Required for the ad-free purchase option

## Data Security

Since we don't collect or store personal data, there is no risk of data breaches or unauthorized access to your information. All app functionality operates locally on your device.

## Children's Privacy

Our app does not knowingly collect any information from children under 13 years of age. The app is designed for general business and professional use.

## Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted in the app and on this page with an updated effective date.

## Contact Us

If you have any questions about this Privacy Policy, please contact us at:

**Email:** support@utkarshqr.com

**App:** Utkarsh Loan QR Generator

**Developer:** Utkarsh Development Team

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**Summary:** We don't collect your data. Everything happens locally on your device. Your privacy is completely protected.